The Facts About Renters Insurance
HO4 or Renters

Flexible Coverage – Choices for Renters Our Renters policy provides Coverage C – Personal Property, Coverage D – Additional Living Expenses, Coverage F – Liability, and Coverage G – Medical Payments. The base policy provides Broad Form Coverage for Personal Property with an ACV loss settlement. Customers can choose to purchase endorsements for Comprehensive coverage and/or Replacement Cost (typically minimum value of $15,000). Our Renters sweet spot includes customers who:

  • Rent traditional, site-built dwellings
  • Rent Manufactured Homes (in our MH Tenant program)
  • Want the option of customizing their policy by purchasing endorsements for Comprehensive coverage or Replacement Cost

No two customers are alike – and we believe that all customers should be able to choose the level of coverage they want. Customers can customize their policies with a variety of optional endorsements, including Water Back-Up of Sewers or Drains or Identity Theft Expense Management. They also have the option to schedule their personal property if they choose.

Customers may be eligible for discounts and savings by:

  • Multi-policy Discount.
  • Affinity Discount.
  • Central Fire Alarm Discount.
  • Burglar Alarm Discount.
Renters Insurance Types

Coming Soon...